First of all, I did not ask anyone for help...I provide for my family...if I gave up my van we would be screwed as far as transportation, we don't have bus services here and my husband wouldn't be able to get back and forth to work...we do not own a house, we are renting and it's pretty cheap as far as that goes...I am one of the honest ones, I didn't ask for help, I was just defending those out there that need it!! I'm not saying that I don't need the help but I'm not going to ask for it...I'm too proud!!! We never have anything left over after the bills to save but we will survive and pull ourselves up out of this hole!! God bless you!!